Accurate insurance coverage helps give you peace of mind, whether you are a homeowner, a renter or a business owner. There are many different types of insurance, and it can be overwhelming. Property insurance typically covers fire, wind and theft perils, but special flood or earthquake policies may be available for additional protection. How well are you protected? Call us today at (877) 360-4478 to speak with a licensed insurance professional for details about your policy and coverage options. Below is general information to help you understand each type of insurance that First American Property & Casualty Insurance Agency offers
First American Property & Casualty Insurance Agency puts you at ease by providing affordable Auto Insurance coverage to protect you and your family from the unexpected. We represent multiple insurance carriers and can offer you a variety of coverage options so you get the protection you need at a price you can afford. Our professional and friendly agents will maximize your discounts so you can save even more money.
First American Property & Casualty Insurance Agency specializes in providing business owners with the insurance policies they need at a price that won’t put you into the red. We make it our mission to find the best coverage and rates for your business by shopping multiple national carriers and finding the right fit for your business needs now and as you grow.
Condominium insurance provides coverage for your unit where your condominium association insurance stops. Your association master policy typically insures the exterior structure of the multi-unit building and other common areas, you should check with your HOA for exact details. The individual owner is responsible for the insurance policy that covers damage to the contents and interior of the unit. This includes walls, staircases, plumbing, bathrooms, kitchens etc.
Homeowners insurance does not cover damage caused by an earthquake. A special policy and/or endorsement is needed to cover damage caused by an earthquake. Your deductible is typically 15% of your coverage limit, but can be decreased to 10% for an additional premium.
For more than 100 years, First American has served the nation with quality insurance products. We currently can offer home, renter and business flood insurance quotes on properties in all 50 states. Flood insurance covers rising water damage which is not included in many homeowner policies. If you are in a flood plain click to learn more.
At First American Property & Casualty Insurance Agency, we are committed to helping you understand your homeowners insurance coverage options and can recommend the most cost-effective solution for your needs. Click to learn more about coverages and if you may be under-insured on your home.
Did you know that your landlord does not provide insurance for your personal property? This applies if you rent an apartment, home or condo. Having all your personal items destroyed in a fire, stolen, or damaged without a renters insurance policy is a problem that can be easily avoided with the correct coverage.